1. Overview
This Privacy Policy explains how Debtides processes information when you use the app. Debtides is designed to work locally without registration. Creating an account is optional and enables eligible backup, synchronization, and restoration features.
2. Information You Provide
Depending on the features you use, Debtides may process:
- Debt and timeline data, including principal, rates, payment amounts, durations, dates, payment status, custom row values, names, and selected icons.
- Optional account information such as email address, display name, authentication identifiers, and profile photo.
- Support information, including your reply email, message category, message content, and details you choose to include.
- Preferences, onboarding answers, notification choices, and app settings.
3. Information Processed Automatically
Debtides and its service providers may process technical information needed to operate the app, such as app and device platform, app-store transaction identifiers, subscription entitlement status, authentication session data, synchronization timestamps, network status, and service error information.
Debtides does not receive or store your full credit-card or bank-card number. App-store purchases are processed by Apple or Google. RevenueCat receives transaction and entitlement information needed to verify Premium access.
4. Local-First Storage
Debt data is stored on your device first using the app's local database. If you do not sign in and synchronize, that data generally remains on the device and may be lost if you delete the app, erase its storage, lose the device, or experience device failure.
When you sign in and use eligible synchronization features, claimed debt data is copied to cloud services so it can be backed up and restored. Preview controls in the development panel do not create an account, claim data, change purchase ownership, or synchronize information.
5. How We Use Information
We use information to:
- Calculate, display, save, and update debt timelines and insights.
- Authenticate accounts and synchronize or restore eligible information.
- Verify purchases, restore Premium access, and enforce feature limits.
- Provide notifications you request and remember your preferences.
- Respond to support requests, diagnose errors, secure the service, and prevent misuse.
- Comply with legal obligations and improve reliability and usability.
6. Service Providers And Disclosure
We disclose information only as needed to operate Debtides, comply with law, protect users and the service, or complete a business transfer. Key providers include Supabase for optional authentication, profile storage, cloud synchronization, and secure support-message routing; Resend for delivery of support messages; RevenueCat for subscription entitlement management; and Apple App Store and Google Play for distribution and billing.
We use service providers under their applicable data-protection terms and limit the information sent to what is reasonably needed for the service they provide.
We do not sell your personal information. We do not use debt data for third-party targeted advertising.
7. No Advertising Or Cross-App Tracking
Debtides does not display third-party advertising and does not track you across apps or websites owned by other companies for advertising or data-broker purposes.
8. Profile Photos
If you add a profile photo, Debtides uploads the selected image to cloud storage and saves its URL with your account profile so it can appear on your devices. Do not upload an image you do not have permission to use. You can replace the image from the profile screen or delete your account.
9. Retention And Deletion
Local data remains until you delete it, clear app storage, uninstall the app, or an account cleanup process removes claimed data. Synced data is retained while your account exists or as reasonably needed to provide the service, resolve disputes, prevent fraud, and meet legal obligations.
You can delete individual debt records in the app. Signed-in users can request permanent account deletion from the profile screen. Account deletion removes the authentication account, associated synced debt data, profile metadata, and uploaded profile photo, subject to limited backups or records that service providers must retain for security, fraud prevention, billing, or legal compliance. Deleting an account does not cancel an app-store subscription.
10. Security
We use reasonable administrative, technical, and organizational safeguards, including platform security features and access controls. No storage or transmission method is completely secure, so we cannot guarantee absolute security. Keep your device and account credentials protected.
11. Your Choices And Rights
You can use core local features without an account, edit or delete debt information, decline optional notifications, replace profile information, restore purchases, sign out, and request account deletion. Depending on where you live, you may also have rights to access, correct, delete, restrict, or receive a copy of personal information. Contact us to make a request; we may need to verify your identity.
12. Children
Debtides is not directed to children under 13, or a higher minimum age where local law requires it. We do not knowingly collect personal information from children below the applicable age. Contact us if you believe a child has provided personal information.
13. International Processing
Service providers may process information in countries other than yours. Where required, we use available contractual and legal safeguards for cross-border processing.
14. Policy Changes
We may update this Policy as Debtides or applicable law changes. We will update the effective date and provide additional notice for material changes where required.
15. Contact Us
For privacy questions or requests, use Contact Us in the app or email support@debtides.app.